So you have made the decision to file for bankruptcy. What do you do next?
Unfortunately, some people make the mistake of choosing to work with a bankruptcy petition preparer rather than a bankruptcy attorney. They think they are saving money, but in the long run it almost always costs them more. In some cases, the petitions these services prepare are rejected by the bankruptcy court, sending the petitioner back to square one. Additionally, a bankruptcy attorney will almost always be able to find exemptions that a petition preparer will not be aware of. Therefore, even though a lawyer will cost more at the outset, a bankruptcy lawyer will help you to preserve more of your assets, and ultimately save you money.
It pays to work with an experienced bankruptcy attorney rather than a petition preparer or a debt resolution agency. An attorney can save you money, time and untold frustration. You will have the confidence of knowing that an experienced professional is doing everything possible to maximize your debt relief and allow you to retain as many of your assets as possible.
At the Law Office of Stephen H. Swift, P.C., we have been helping people obtain debt relief for over 34 years. We use this experience to help our clients get a new financial start while protecting their rights at all times.
We can act immediately to stop creditor harassment, repossession and garnishments, so that you can once again focus on living your life.
In fact, it is a FRESH START. A new beginning, so to speak. A chance to wipe the slate clean, and start over.
Once you understand more about discharging debts in bankruptcy, you’ll likely find that using
Chapter 7 to eliminate debts you’re struggling to pay is just what you need to get a fresh financial start.
We hold your hand every step of the way, and make every effort to get you back on you feet again ASAP.
The steps you take now can affect your life in many ways for years to come. An attorney at our firm can review your situation and help you decide whether a Chapter 7 bankruptcy or a filing under Chapter13 is right for you. The Law Office of Stephen H. Swift, P.C. is knowledgeable regarding Colorado bankruptcy laws and what can and cannot be done in cases like yours.
We can handle all aspects of your bankruptcy, from start to finish. You can then start rebuilding your credit rating and finances on a more secure basis.
Liquidation of unsecured debts on behalf of hard-working Coloradans. Typically, a Chapter 7 bankruptcy will resolve debt issues within six months of filing.
Liquidation and reduction of debts for people who qualify. A Chapter 13 bankruptcy resolves debt issues through a three to five year payment plan.
Elimination of debts more than three years old through the bankruptcy system. Negotiation of offers-in-compromise with the IRS.
Resolution of disputes involving tax debts, student loans, alleged bankruptcy fraud and other matters.
Helping people retain their homes through bankruptcy filings & providing immediate relief for people threatened with legal action.
Helping small business owners obtain debt relief through Chapter 13 or Chapter 7 bankruptcy filings.