Bankruptcy Litigation

Colorado Bankruptcy Litigation Attorney

Colorado Springs citizens do not have to just passively accept the rulings of a bankruptcy trustee. You still have rights and can challenge those rulings or defend yourself against allegations of bankruptcy fraud.

The Law Office of Stephen H. Swift, P.C. is a Colorado Springs bankruptcy litigation firm that pursues and defends litigation on behalf of clients in Southern Colorado. We have a record of success in these challenging cases and will represent you with determination and tenacity.

We can defend people accused of:

  • Bankruptcy fraud
  • Maxing out credit cards in anticipation of a bankruptcy filing
  • Hiding assets or intentionally failing to report assets
  • Fraudulently transferring property prior to a bankruptcy filing
  • Other cases involving alleged bankruptcy fraud

We can represent plaintiffs in litigation to: 

  • Discharge student loans
  • Discharge taxes
  • Challenge a trustee’s refusal to exempt certain assets
  • Achieve other goals

Experience & Expertise Really Do Matter

Stephen Swift has practiced bankruptcy law for over 30 years. During that time, he has helped countless people throughout Colorado get debt relief and an opportunity to rebuild their finances. His extensive experience and comprehensive knowledge of bankruptcy law enables him to take advantage of many provisions in the law that may escape other attorneys.  In your case, Mr. Swift will aggressively pursue or defend your suit, depending on your goals.

Discharging Student Loans

Generally speaking, students loans are not dischargeable in Colorado bankruptcy. However, there are exceptions. Under the provisions of Section 523 of the Bankruptcy Code, a person must show that they are suffering “undue hardship” in order to obtain a discharge of student loans. Our firm has succeeded in discharging loans for clients in several cases.  If your situation is such that a discharge appears possible, a bankruptcy litigation attorney in our Colorado Springs offices can help initiate the discharge process.  Contact Swift Law Firm today to find out what your options are.

Check out our online GOOGLE REVIEWS!

Russ Karr
Russ Karr
20:04 06 May 22
Was very beneficial to talk to Steven Swift very helpful very accommodating
Bobbie Lindley-Loe
Bobbie Lindley-Loe
19:32 09 Apr 22
Kind and knowledgeable consultation. I’m feeling guilty I was pointed in a VERY helpful direction and it was all from the free consultation. Very grateful!
Annette Zell
Annette Zell
21:54 21 Feb 22
I have such a great experience. Steven Swift is the best and has so much knowledge of his field. So many ways to help someone in any situation. Tells you the truth
Robyn Kelly
Robyn Kelly
18:50 26 Nov 21
My experience with Stephen Swift started with a free initial consultation. I had a difficult post-divorce situation involving student loan debt. After going over the details of my case, Stephen... informed me that my only option was a Chapter 13 with a 5-year payment plan. Stephen’s empathy and wisdom were reassuring. When I decided to go forward with the bankruptcy, Stephen submitted all the required documentation, including an expertly crafted payment plan that was approved by the judge. I had the added complication of an adversary proceeding in my case. While there were additional legal fees, Stephen was understanding of my financial situation and allowed me to make monthly payments to him. Stephen met all filing deadlines, and in the end, he delivered the desired outcome. Stephen’s knowledge and experience in bankruptcy law is unsurpassed, and I highly recommend more
james dymond
james dymond
03:18 30 Jan 21
Helped my mother out alot while going through a really rough time good people
Jocelyn S.
Jocelyn S.
20:11 31 Oct 19
I just want to thank the staff for making this process so easy & fast for me. I was referred to Swift Law by another client of theirs who had a great experience. From the time I walked in the door,... everyone was very friendly & professional. The quality of legal expertise I received was superb. The staff that I dealt with were extremely helpful and answered my phone calls promptly. You guys are the "BEST"!read more
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There really is light at the end of the tunnel

... and NO, it's not a train!

In fact, it is a FRESH START.  A new beginning, so to speak.  A chance to wipe the slate clean, and start over.
Once you understand more about discharging debts in bankruptcy, you’ll likely find that using 
Chapter 7 to eliminate debts you’re struggling to pay is just what you need to get a fresh financial start.

We hold your hand every step of the way, and make every effort to get you back on you feet again ASAP.

Helping You Make the Best Decision for Your Situation

The steps you take now can affect your life in many ways for years to come. An attorney at our firm can review your situation and help you decide whether a Chapter 7 bankruptcy or a filing under Chapter13 is right for you. The Law Office of Stephen H. Swift, P.C. is knowledgeable regarding Colorado bankruptcy laws and what can and cannot be done in cases like yours.

We can handle all aspects of your bankruptcy, from start to finish. You can then start rebuilding your credit rating and finances on a more secure basis.

Chapter 7 Bankruptcy

Liquidation of unsecured debts on behalf of hard-working Coloradans. Typically, a Chapter 7 bankruptcy will resolve debt issues within six months of filing.


Liquidation and reduction of debts for people who qualify. A Chapter 13 bankruptcy resolves debt issues through a three to five year payment plan.


Elimination of debts more than three years old through the bankruptcy system. Negotiation of offers-in-compromise with the IRS.


Resolution of disputes involving tax debts, student loans, alleged bankruptcy fraud and other matters.


Helping people retain their homes through bankruptcy filings & providing immediate relief for people threatened with legal action.


Helping small business owners obtain debt relief through Chapter 13 or Chapter 7 bankruptcy filings.