Colorado Springs Bankruptcy Attorney

Colorado Springs bankruptcy lawyer Stephen H. Swift has helped countless clients file Chapter 7 & Chapter 13 and obtain debt relief for decades.  Mr. Swift has practiced bankruptcy law in the Colorado Springs metro area for over 34 years and has helped literally thousands of Southern Colorado residents by giving them and a fresh start financially.

Get your free initial one hour consultation today!

In addition to obtaining debt relief for clients, Mr. Swift also conducts bankruptcy litigation involving the liquidation of tax debts and student loans, allegations of bankruptcy fraud and other matters.

Specializing in debt relief through Chapter 7 & Chapter 13



Chapter 7 Bankruptcy can help you obtain debt relief and a new financial start by eliminating unsecured debt.


A Chapter 13 bankruptcy can help obtain debt relief by eliminating some debts and reducing others, while allowing you to pay off your remaining debts over a three to five year period through a debt repayment plan.


We have a record of success pursuing and defending litigation on behalf of our clients in an effort to help them obtain debt relief. We will represent you with determination and tenacity.

We will help you make a new financial start by eliminating or reducing debts through a variety of paths suited to your unique situation.

With over 34 years of experience, we have a proven track record of success and adhering to ethical practices.

Discover how we can help you get a new financial start by filling out our free online consultation form.

Voted a Colorado Springs Top Bankruptcy Attorney many years running!


Client Consultations

PLUS, we have enjoyed tremendous positive feedback from our clients over the many years we have been practicing law in Southern Colorado.

Successful Cases
Chapter 7 & Chapter 13 bankruptcy Law


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Representative Cases

Voted a Colorado Springs Top Bankruptcy Attorney 2014- 2021

The Law Office of Stephen H. Swift, P.C. was selected as a Top Consumer Bankruptcy Attorney in Colorado Springs by Colorado Springs STYLE Magazine for many years running. This award was based upon a peer-to-peer online survey conducted in conjunction with members of the El Paso County Bar Association.

Who was surveyed? Approximately 1,100 licensed attorneys in El Paso County were invited via email to complete the survey, with electronic reminders sent by the El Paso County Bar Association encouraging participation.

Stephen H. Swift: Education

Mr. Swift received his law degree at Saint Louis University School of Law in St. Louis, Missouri. He graduated from Brigham Young University with a B.A. degree in both English and in History. ​In addition to English, he also speaks both French and Spanish.
>> Saint Louis University School of Law, St. Louis, Missouri - J.D.
>> Brigham Young University, Provo, Utah - B.A., 1981 Major: English Major: History
>> Brigham Young University, Provo, Utah - A.A., 1974 Major: French Major: Spanish

Areas of Practice

Stephen Swift, managing attorney, has practiced bankruptcy law in the Colorado Springs area for over 25 years and has an enormous knowledge base in bankruptcy law. He has helped literally thousands of Colorado residents obtain debt relief through Chapter 7 and Chapter 13 bankruptcy filings. Mr. Swift also conducts bankruptcy litigation involving the liquidation of tax debts and student loans, allegations of bankruptcy fraud and other matters.

60% - Bankruptcy (High Level of Expertise)
40% - Bankruptcy Litigation

Professional Associations & Memberships

> Colorado Trial Lawyers Association, Member, 1995 - to Present
> Colorado Bar Association, Member, 1985 – Present
> El Paso County Bar Association, Member, 1985 – Present
> El Paso County Bar Association, Member Bankruptcy Subsection, 1985 – Present U.S. District Court
> Volunteer, Federal Prison, Florence, CO
> Boy Scouts of America

Bar Admissions

Stephen H. Swift is licensed and admitted to practice law in:

> Colorado, June 20, 1985 - Present

> U.S. District Court, District of Colorado,
May 11, 1988 - Present

> U.S. Court of Appeals, 10th Circuit,
Sept. 27, 2011 - Present

> U.S. Bankruptcy Appellate Panel, 10th Circuit

Representative Cases

Mr. Swift has an impressive track record of success throughout his professional career in legal representations. A few of the successes achieved include:

> In re Moosman, 437 B.R. 385, affirmed 2013 WL 4460001.
- This case decided what portion of the cash value in life insurance the debtor is entitled to keep when filing bankruptcy.

> In re Borgman, 10th Circuit Court of Appeals, (10th Cir. B.A.P. 2012)
- This case decided what portion of the child tax credit the debtor is entitled to keep when filing bankruptcy.

> In re Dunckley, 452 B.R. 241 (10th Cir. B.A.P. 2011)

Voted a Top Colorado Springs bankruptcy lawyer for many years running!
The Law Office of Stephen H. Swift, P.C. has helped thousands of Colorado residents obtain debt relief through Chapter 7 & Chapter 13 bankruptcy law filings.  For decades, we have helped literally thousands of people in the Colorado Springs metro area and throughout Southern Colorado make a new financial start by eliminating or reducing their debts.

There is always HOPE.

Stephen Swift is an experienced and skillful practitioner who use Colorado bankruptcy laws to obtain maximum debt relief for our clients.  Our Chapter 7 & Chapter 13 bankruptcy Law firm is committed to providing a personalized solution and attentive service for every Colorado Springs area client.

You can rest assured that we will always treat you with the respect you deserve.  You can trust the Law Office of Stephen H. Swift, P.C. to give you top-notch Chapter 7 & Chapter 13 bankruptcy Law counsel and to guide you toward a brighter financial future!



Liquidation of unsecured debts on behalf of hard-working Coloradans. Typically, a Chapter 7 bankruptcy will resolve debt issues within six months of filing.



Liquidation and reduction of debts for people who qualify. A Chapter 13 bankruptcy resolves debt issues through a three to five year payment plan.



Elimination of debts more than three years old through the bankruptcy system. Negotiation of offers-in-compromise with the IRS.



Resolution of disputes involving tax debts, student loans, alleged bankruptcy fraud and other matters.



Helping people retain their homes through bankruptcy filings & providing immediate relief for people threatened with legal action.



Helping small business owners obtain debt relief through Chapter 13 or Chapter 7 bankruptcy filings.

  • “Steve has built good relationships with others in the community.  It was extremely helpful and productive to work with anyone he recommended from having the home value assessed to other services.  Overall, my experience with Steve and the rest of the team has been excellent.  There were situations and challenges after filing that I thought I would never get thru.  The Swift team was there to listen, help and provide any service or time I asked for. Each and every person was caring and respectful. The calm and professional demeanor of the office is greatly appreciated.”

    John W.
    Colorado Springs, CO
  • “Everyone I talked with or met with was knowledgeable, professional and helpful. I rate this law firm a 10 on every count. This was my second bankruptcy, and I used your office the first time. Everything was very professional and everyone was very helpful and pleasant to interact with.

    Colorado Springs, CO
  • We found Swift Law Firm while doing a search online.  We are so glad we did!

    The entire staff was very friendly and professional, and they didn’t make you feel stupid for having to file.” 

    Ron & Ann Jones
    Colorado Springs, CO
  • “The team was quick and professional at all points…made a scary time seem ok. I rate the staff a 12 on a scale from 1-10! Plus, their website was well laid out and easy to follow.  Laura & Cris were very friendly and make this office a brighter place.  Alicia was very knowledgeable and easy to talk to.  Ward – this guy knows his stuff and made it easy to bring all needed things (paperwork). Excellent staff! 

    Thank you Stephen Swift for all you did and for bearing with us as we brought a cranky 2 year old in to every visit.”

    Jamie & Emily
    Colorado Springs, CO
  • “When I walked in, I was very nervous.  Mr. Swift and his staff quickly put me at ease.  I am extremely pleased with all the staff being helpful as well…and they helped me feel relieved with my going into bankruptcy.

    The legal assistant was very helpful with any concerns while filing out the paperwork.  Ward was willing to break down the paperwork for review.   Every step of the way Mr. Swift had me at ease and answered all questions with great expertise! He made the process a smooth one.” 

    Robert R.
    Colorado Springs, CO
  • “Smooth bankruptcy.  Would highly recommend!  Mr. Swift was very informative, calm and had a fantastic demeanor dealing with difficult situations.  He had all the answers to my questions.  The staff was excellent as well!” 

    Carla W.
    Colorado Springs, CO
  • “My kids thought Mr. Swift was awesome!  While signing papers, he interacted with them.  My hands were full that day, and he helped make doing business and being a mom easier!  He was very professional at our creditors meeting and kept our minds at ease.  Alicia gave us a positive outlook on some things we were worried about. Always smiled! 🙂  Ward stayed calm under pressure.  I cried on the phone to him, and he did not make me feel bad. He made me feel better.  And the receptionist was very helpful on the phone and was very friendly.”  

    Ashley & Lucas S,
    Colorado Springs, CO
  • “My husband & I were referred to Swift Law by another attorney.  We also found lots of good info on their website.  We would most definitely recommend them! I’ve heard horror stories from others who had bad experiences.  They made a difficult process manageable. Had several phone conversations with Cris. She was always helpful and came up with solutions.  Can’t say enough good things about the way the team at Swift handled our case.  Many thanks!”

    Hollis & Liz F.
    Colorado Springs, CO
  • “I just want to thank all of the staff for everything you did to make this happen.  This discharge happened within a month after the 341 meeting which was very exciting for me.  I feel like a huge burden has been lifted, and I am now able to start fresh & fulfill my financial dreams!” 

    Joseph T.
    Pueblo, CO
  • “I love Alicia! She’s so friendly with a great attitude…and very helpful.  It was so nice to have someone like Mr. Swift that was so experienced in all areas.”

    Jessica W.
    Colorado Springs, CO
  • “Alicia went way above & beyond to be helpful and make sure everything was clear.  Steve was very professional. Thank you for completing my bankruptcy!  I know it wasn’t an easy one.”

    Ken H.
    Woodland Park, CO
  • “What can I say about Mr. Swift? He is the greatest.  A fighter for the client! Cris was a “jack of all trades”…an excellent listener, and she answers questions promptly.  Laura & Alicia were both very friendly and knowlegeable. I rate my experience with this firm a 10!”

    Coleen S.
    Lamar, CO
  • “Stephen Swift is a wonderful and awesome man.  I will remember him in the future! 🙂  I rate this place a 10.  I would recommend them to anyone else I knew who was in my situation.”

    Connie L.
    Denver, CO
  • “Everyone was very knowledgeable, organized and friendly!  We learned a lot from Mr. Swift.  Our case went very smooth, and it was filed quickly.  We appreciate that!” 

    Francisco & Rebecca
    Colorado Srpings, CO
  • The joy of ending my bankruptcy is also met with a good feeling of knowing there are caring individuals in Colorado Springs that actually work to help people and to make a lasting difference in the lives of so many.” 

    John W.
    The Springs
  • “Great service!  Staff is extremely helpful & attentive!  I highly recommend Swift Law Firm to anyone needing bankruptcy service/advice. Alicia & Cris were always professional and courteous and a pleasure to talk to.  Mr. Swift is an excellent attorney.  He is very knowledgeable about bankruptcy law and how it pertains to each individual. Great to work with.  Thank Swift Law Firm!”

    Tonya H.
    Denver, CO
  • “Dearest Mr. Swift & staff, I just wanted to say thank you very much.  You all have been wonderful!  Bless you for doing your jobs with honesty and integrity.  Hard qualities to find these days! Especially in attorneys.  You are the best!  I will keep in touch, just to pester you.  Ha Ha”

    Yolanda S.
    La Veta, CO
  • “Your law firm is the best, and I can’t thank you enough for being willing to go above and beyond to help me with my financial situation! The front office staff is always so nice, and Mr. Swift is AWESOME!” 

    Denise L.
    Colorado Springs, CO