In fact, it is a FRESH START.  A new beginning, so to speak.  A chance to wipe the slate clean, and start over.

Once you understand more about discharging debts in bankruptcy, you’ll likely find that using Chapter 7 to eliminate debts you’re struggling to pay is just what you need to get a fresh financial start.

We hold your hand every step of the way, and make every effort to get you back on you feet again ASAP.

In a Chapter 7 bankruptcy, unsecured debts are wiped clean.  Credit card debts, medical bills and personal loans are liquidated.  Many of our Colorado Springs area clients are juggling a number of different debts. The bankruptcy laws allow people to focus on paying the debts that have the greatest significance to their family. By eliminating the unsecured debts in a Chapter 7 bankruptcy, you can create a pathway to paying other debts, such as child support obligations and student loans.

The steps you take now can affect your life in many ways for years to come.   An attorney at our firm can review your situation and help you decide whether a Chapter 7 bankruptcy or a filing under Chapter13 is right for you. The Law Office of Stephen H. Swift, P.C. is knowledgeable regarding Colorado bankruptcy laws and what can and cannot be done in cases like yours.

We can handle all aspects of your bankruptcy, from start to finish. You can then start rebuilding your credit rating and finances on a more secure basis.