Bankruptcy can provide debt relief and a new financial start. But many hard-working people who have gotten in over their heads hesitate to consider this option. They have many misconceptions or needless fears about the bankruptcy process.
At the Law Office of Stephen H. Swift, P.C., we have helped thousands of people obtain debt relief, and may be able to help you.
Our firm can meet with you by appointment during business hours, and even on an evening or a Saturday upon request. In a free consultation, we can explain the bankruptcy process and help you decide whether a bankruptcy under Chapter 7 or Chapter 13 is best for you. In the meantime, this flowchart will help you get an idea of how the basic bankruptcy process works in Colorado with our bankruptcy firm:
To take full advantage of your FREE Bankruptcy Consultation, you should bring:
Once you decide to work with our firm, we can take actions to stop all creditor calls, foreclosure actions and impending judgments. Our firm will then prepare the necessary documents and do everything needed for a successful bankruptcy filing.
You will have to appear once in a bankruptcy hearing. The hearing is a legal proceeding before a bankruptcy trustee, not a judge. Our firm will explain what will happen at this hearing and represent you at all stages of the bankruptcy process. At the hearing, all you will have to do is answer a few questions honestly. Our firm will do all the rest — seeking to obtain maximum debt relief for you.
Although a bankruptcy hearing is conducted in an agreeable and non-threatening atmosphere, the bankruptcy trustee is not your friend. The trustee is paid a commission and therefore has a vested interest in minimizing the amount of debt that is discharged. To obtain maximum debt relief, you need an advocate who will work to protect your rights during the bankruptcy process.
Our firm will stand up for you during the bankruptcy hearing. We essentially hold your hand every step of the way as we navigate through the bankruptcy process. As a bankruptcy firm in Colorado with experienced professionals, we understand how to use the law to maximize the allowable exemptions and obtain the trustee’s approval of your debt relief plan.
Contact Swift Law Firm today to find out what your options are.
In fact, it is a FRESH START. A new beginning, so to speak. A chance to wipe the slate clean, and start over.
Once you understand more about discharging debts in bankruptcy, you’ll likely find that using
Chapter 7 to eliminate debts you’re struggling to pay is just what you need to get a fresh financial start.
We hold your hand every step of the way, and make every effort to get you back on you feet again ASAP.
The steps you take now can affect your life in many ways for years to come. An attorney at our firm can review your situation and help you decide whether a Chapter 7 bankruptcy or a filing under Chapter13 is right for you. The Law Office of Stephen H. Swift, P.C. is knowledgeable regarding Colorado bankruptcy laws and what can and cannot be done in cases like yours.
We can handle all aspects of your bankruptcy, from start to finish. You can then start rebuilding your credit rating and finances on a more secure basis.
Liquidation of unsecured debts on behalf of hard-working Coloradans. Typically, a Chapter 7 bankruptcy will resolve debt issues within six months of filing.
Liquidation and reduction of debts for people who qualify. A Chapter 13 bankruptcy resolves debt issues through a three to five year payment plan.
Elimination of debts more than three years old through the bankruptcy system. Negotiation of offers-in-compromise with the IRS.
Resolution of disputes involving tax debts, student loans, alleged bankruptcy fraud and other matters.
Helping people retain their homes through bankruptcy filings & providing immediate relief for people threatened with legal action.
Helping small business owners obtain debt relief through Chapter 13 or Chapter 7 bankruptcy filings.